📜 Valor Credit Co. — Privacy Policy

At

Valor Credit Co.

, your privacy is our priority.

This Privacy Policy explains how we collect, use, share, and protect your information when you engage with our services.

Information We Collect

When you use our services, we collect personal information including:

Full Name
Email Address
Phone Number
Mailing Address
Date of Birth
Social Security Number
Credit Report Information

How We Use Your Information

We use your information to:

Provide credit repair services
Process disputes and credit sweeps
Communicate with you regarding your account
Develop your personalized credit gameplan
Comply with legal obligations and industry regulations

We

only collect information necessary

to perform the services you request.

Information Sharing and Disclosure

We do not sell or rent your personal information.

However, we may share your information with:

Credit Bureaus (for dispute processing and negative item removal)Third-Party Service Providers (such as CRM platforms and dispute processing software) for operational purposes

All third-party providers we work with are contractually obligated to protect your information and use it only for service-related purposes.

Data Security

We take appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction.

However, please understand that no system can guarantee complete security.

Your Choices and Rights

You have the right to:

Request access to your personal information
Request corrections to inaccurate or incomplete data
Request deletion of your personal information
Opt out of marketing communications at any time

To exercise your rights, please email us at:

[email protected]

.

Cookies and Tracking Technologies

We currently

do not use cookies, tracking pixels, or other behavioral tracking technologies

on our website.

Data Retention

We retain your personal information only as long as necessary to fulfill the purposes for which it was collected, or as required by law.

Once your services with Valor Credit Co. are complete, we will securely delete or anonymize your personal information in accordance with applicable laws.

Children’s Privacy

Our services are not intended for individuals under the age of 18.

We do not knowingly collect information from individuals under 18.

Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices.

If significant changes are made, we will notify you by updating the date above and/or providing additional notice as required by law.

Contact Us

If you have any questions about this Privacy Policy or our practices, you can contact us at:

Valor Credit Co.

1205 County Home Rd, APT 5

Conover, NC 28613

Email:

[email protected]